HRA - Another Independence Day

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The more I 'work' at this HRA solution to health insurance, the more I like it. Not since the 80's have I received more satisfaction from my work.

Group health insurance has frustrated small business because it just keeps presenting more and more problems. Oh sure, the cost is nearly preventing profits but what is even more pressing is the feeling that "nothing can be done".

The HRA solution not only creates the profit possibility but it provides a much needed alternative to employer-sponsored-group health insurance. It is an alternative that is so flexible that the power resides with the employees relative to their own health care.

The many different coverage options, deductibles, co-pays, and costs are in the hands of the employee. Additionally, the choices of medical service providers will definitely generate competition which will lower costs and improve results.

Yep.... I like this work. I just quoted a trucking company. The HRA saves over $6000 per month in premium costs.

That makes it very worthwhile.

HAPPY INDEPENDENCE DAY!! Re-read your Declaration of Independence and your constitution. Also, read what our founding fathers said and did. Inspiration is a word... but it does not due them justice.